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Who is Wachovia Education Finance®?

We are the education loan division of Wachovia Corporation (NYSE:WB), one of the largest providers of financial services in the nation. For over 20 years, we have helped hundreds of thousands of students and parents make their education dreams a reality.

By providing smart and affordable financing solutions, we've grown to be one of the nation's leading education loan providers. For friendly service, fast funds, and great savings, choose Wachovia Education Finance.

Federal Stafford Loan for Students
The Federal Stafford Loan from Wachovia Education Finance is an affordable, low-interest loan designed for undergraduate and graduate students. Choose Wachovia for these great advantages:

Program Benefits offered by Wachovia Education Finance®

• Save up to 9.46% of the original loan amount with no origination fee*

• Fixed interest rate of 6.8%

• No payments while enrolled

• No payments for six months after leaving school

• Apply online for faster funds

Apply Now for an Undergraduate Stafford loan with Wachovia Education Finance®.
More About an Undergraduate Stafford loan with Wachovia Education Finance®.

Federal PLUS Loan for Parents of Undergraduates
The Federal PLUS Loan (Parent Loan for Undergraduate Students) is an affordable, low-interest loan designed for parents.

Program Benefits offered by Wachovia Education Finance®

• Save up to 7.25% of the original loan amount*

• Fixed interest rate of 8.5%

• Covers up to 100% of the education costs less other aid received

• Make no payments for up to four years with available forbearance

• Apply online for faster funds

Apply Now for a PLUS loan with Wachovia Education Finance®.
More about a PLUS loan with Wachovia Education Finance®.

Federal PLUS Loan for Graduate Students
With Graduate PLUS, graduate and professional students can borrow up to their entire cost of education minus other aid awarded. Choose Wachovia for these great advantages:

Program Benefits offered by Wachovia Education Finance®

• Reduced fixed rate of 7.9%*

• 3% rebate 180 days after disbursement*

• Make no payments while enrolled at least half time

• Apply online for faster funds

Apply Now for a Graduate PLUS loan with Wachovia Education Finance®.
More about a Graduate PLUS loan with Wachovia Education Finance®.

Wachovia Education Loan^SM
The Wachovia Education Loan is the flexible, affordable way to pay for education costs that go beyond the reach of federal programs. Designed for undergraduate, graduate, professional and international students, the Wachovia Education Loan includes the following advantages:

Program Benefits offered by Wachovia Education Finance®

• ZERO fees for ALL borrowers

• Interest rates as low as Prime minus 1%

• Borrow up to the cost of education less other aid received

• Fund past-due balances up to 3 years old

• Flexible repayment terms – take up to 20 years to repay

• Apply online in minutes and be approved in seconds!

Apply Now for a Wachovia Education loan.
More about a Wachovia Education Loan.

* Benefit programs may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Borrower is responsible for payment of applicable taxes. Other terms and conditions apply. Visit wachovia.com/education for complete details and eligibility requirements.

Wachovia Education Finance is an Equal Credit Opportunity Lender

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